One agreement. Every payment corridor.

Wohnstils Flow collects payments from your customers or partners abroad, and disburses funds to suppliers, staff, or vendors in another country — all under a single agreement, without opening local accounts in every market.

Settlement summary
Collected fromCustomer, DE — EUR 12,400.00
ConvertedEUR → USD
Disbursed toYour account, US
StatusReconciled
About Us

Everything Starts With A Reliable Settlement Partner.

Wohnstils Flow acts as your collection and disbursement agent for cross-border trade — matching every payment to its invoice, holding funds separately, and paying out on the schedule you set.

Local collection accounts
Same-day reconciliation
Segregated client funds
One compliance process
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Services

Built For Cross-Border Payments

Local Collection

Collect from customers or partners using local payment methods in their home market.

Fast Disbursement

Pay out to suppliers, staff, or vendors in the currency and country the payment needs to land.

Reconciliation

Every payment is matched to its invoice and reported back on a running statement.

Compliance & Screening

Standard KYC and sanctions or AML screening applied to every collection and disbursement.

Multi-Currency Corridors

One agreement covers every corridor and currency your company operates in.

Clear Reporting

Ongoing statements of funds collected, held, and disbursed, reconciled to your own references.

The Agreement

What The Agreement Covers

2.1

Scope of service

Appoints Wohnstils Flow to collect payments owed to your company and disburse funds on your behalf, across the corridors you specify.

2.2

Client money handling

Funds received on your behalf are held separately from Wohnstils Flow's own operating funds until disbursed or returned.

2.3

Instructions & authorisation

Sets out how you instruct a disbursement, who at your company is authorised, and cut-off times for same-day processing.

2.4

Fees & FX

A single, published fee schedule for collection, disbursement, and currency conversion — no separate agreement per corridor.

2.5

Compliance & screening

Standard KYC on your company and counterparties, with sanctions and AML screening on every transaction.

2.6

Reporting

Ongoing statements of funds collected, held, and disbursed, reconciled to your own reference numbers.

2.7

Term & termination

Runs until either party gives notice; on termination, any funds still held are returned or disbursed per your final instruction.

2.8

Liability

Sets out each party's responsibility for delays, errors, or losses arising from a collection or disbursement.

Faq

Questions Companies Ask Us

How fast are payments disbursed?

Once a collected payment is reconciled, disbursement follows your agreed schedule — same-day, weekly, or monthly, depending on what's set out in your agreement.

Which currencies and countries are covered?

Coverage is set per corridor based on where your customers and payees are. New corridors can be added to the same agreement as your business grows.

Is our company's money held separately?

Yes. Funds collected on your behalf sit in accounts held apart from Wohnstils Flow's own operating funds until they're disbursed or returned.

How do we get started?

Send us the countries and currencies you're working in. We'll confirm KYC requirements and set up your collection and disbursement accounts under one agreement.

Ready to bring your payments under one agreement?

Tell us which countries and currencies you're working in, and we'll set up your collection and disbursement corridors.